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School Reports in Wayne, King of Prussia and Valley Forge, Pennsylvania

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Paul Cuttic, REALTORŽ, real estate agent and broker for Wayne, King of Prussia and Valley Forge, Pennsylvania home listings, property and land for sale

Paul Cuttic
RE/MAX Executive Realty
321 W. Lancaster Avenue
Wayne, PA 19087
610-977-5005
610-977-5000
610-688-8189
Fax: 610-977-5004
Email: PaulCuttic@BestImageAgent.com
Personalized service, knowledge of the marketplace, dedication and years of experience has set Paul apart from other agents. A Real Estate professional since 1979, Paul is among the industries most elite group having been inducted into the RE/MAX International Hall of Fame in 1999. This distinguished group is regarded as the most successful in the entire Real Estate industry. Building relationships through professionalism, integrity and sensitivity has been the key to his success. As an acative participant in the local King of Prussia, Wayne and Devon communities, Paul's expertise is unsurpassed and will serve you well whether you are a Buyer or Seller. Call or email Paul for a professional Real Estate consultation today.

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